Meeting with a Certified Public Accountant (CPA) for the first time can feel a bit overwhelming—but the right preparation can make all the difference. Whether you're an individual getting your taxes in order or a small business owner planning for growth, coming prepared ensures you’ll get the most value from your session.
Use this checklist to help you walk into that meeting with confidence.
1. Personal Identification
Start with the basics. Your CPA will need to verify your identity and understand your tax profile.
- Government-issued photo ID (e.g., driver's license or passport)
- Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- For business owners: Employer Identification Number (EIN)
2. Last Year’s Tax Return
Even if you filed on your own or used software, bring a copy of your most recent tax return. It helps your CPA:
- Understand your income and deductions history
- Identify any red flags or opportunities
- Set a baseline for the current year’s planning
3. Income Documentation
Your CPA needs a complete picture of your income to provide accurate tax planning and filing. Include:
- W-2 forms from employers
- 1099 forms from freelance work or contract jobs
- Investment income (interest, dividends)
- Rental property income statements
- Business income records, including invoices or statements
4. Expense Records
Deductions can save you thousands—but only if they’re well-documented. Be sure to bring:
- Receipts for deductible personal or business expenses
- Documentation for charitable contributions
- Business-related purchases and travel costs
5. Bank Statements & Loan Information
Financial obligations matter, especially when they impact your cash flow or deductions. Include:
- Mortgage statements
- Student loan balances and interest payments
- Business or personal loan documentation
- Credit card statements (for business or deductible expenses)
6. Your Questions and Goals
Don’t walk in without knowing what you want to get out of the meeting. Prepare a short list of questions like:
- How can I reduce my taxes this year?
- Should I change my business structure?
- What retirement or investment strategies should I consider?
- How can I improve my bookkeeping or cash flow?
The more your CPA knows about your goals, the better they can advise you.
Make the Most of Your Meeting with JCB Financial Services
Being well-prepared helps you save time, reduce stress, and get the best financial advice possible. At JCB Financial Services, we’re here to guide you—whether it’s your first CPA meeting or your fiftieth.
Ready to take control of your finances?
Submit the form below to schedule your meeting with one of our expert CPAs today.
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